According to the research conducted by The Experian, people in Richmond-upon-Thames area were found to be the most indebted. Northern Ireland showed the biggest change in total debt - up 23 per cent in the last one year. At the other end of the spectrum, the smallest rises in debt were reported from Aldershot, Dartford, Bishops Stortford, Newport on the Isle of Wight, and Ilford stated Experian. The least indebted area was found to be Dumfries.

The Citizen’s Advice Bureau (CAB) stated people in debt should inform their creditors without delay if they were facing problems in paying. In that case, bureau staff could definitely help them in putting up emergency payment plans, brief about the options available, and also make sure any entitled benefits were actually being claimed. The bureau, for instance, gave advice to a man with multiple debts. He faced fuel bills alone amounting to over 20 per cent of his income. Another case was of a disabled woman. She was spending £30 of her £70 cash every week just on electricity. CAB director of policy, Teresa Perchard, informed that the survey drew a rather worrying picture of many households struggling a bit to meet their basic day-to-day living costs like utility, telephone as well as council tax bills.

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